Two Months Prior To Moving
- Create a file or binder to track your move. This will keep all your estimates, receipts, contracts, an inventory list, and this checklist in one location.
- Research moving companies and/or rental vehicles. Moving companies can be costly, we estimate about $350 per room when you move locally, and upwards of $1,000 per room when you move across state lines.
- If you are moving in town, click here to get a truck rental estimate. https://www.uhaul.com/Truck-Rentals/
- If you are moving across state lines, click here to receive a quote for a truck rental estimate. https://www.uhaul.com/Truck-Rentals/
- Click here to receive a quote from a moving company. https://merchantsmoving.com/
- Start student transfers and gather copies of birth certificates and immunization records. You might need this to register your student(s).
- Designate an area for the stuff you’d like to sell, donate or throw away. For tips on determining what to bring check out this guide. https://www.moving.com/tips/how-to-organize-your-stuff-for-donation/
One Month Prior To Moving
- Buy your moving supplies. Items such as; markers, labels, tape, bubble packing, boxes, box cutter, etc.
- Book and confirm your mover or rental vehicles.
- Make travel arrangements if moving out of the area. You might need to make arrangements for pet or childcare.
- Submit your change of address form to the post office. You can do that by clicking here. https://moversguide.usps.com/mgo/disclaimer
- Change your address with the IRS and creditors.
- Get referrals for new doctors in the area you’re moving to.
- Update your insurance policies. Such as auto, home, and life insurance.
- Check with your insurance company to see if your belongings are covered during the move.
- Contact your current & future utility companies; electricity, water, phone, internet, cable, sewer, trash, recycling. Click here for a treasure valley utility guide. https://empiretitleidaho.com/buyers-sellers/telephone-utility-guide/
- Cancel or change services; lawn care, pool cleaning, newspaper, magazine delivery, and home security.
- Start packing! Begin with items you won’t regularly use, label each box with the potential room destination.
Two Weeks Prior To Moving
- Finish your change-of-address notifications to employers, friends, relatives, neighbors, organizations, etc.
- Forward your medical records to your new doctor, and transfer prescriptions to your new pharmacy. Pick up refills prior to your move.
- Take your car in for a tune-up and tire check before making a long distance move.
- Update your address with your bank(s), order new checks and transfer your safety deposit box contents.
- Schedule a donation pickup this will help keep these items out of your way a few days before you move.
- Reduce your food supplies. Throw away expired items, donate any foods you won’t use.
One Week Prior To Moving
- Gather and set aside important documents. You’ll want to carry these with you during your move.
- Return items you maybe have borrowed from others.This could include movies, books, garden equipment, etc.
- Start cleaning! Leave a clean home for the new owners/renters.
- Pack a suitcase of short-term items you’ll need in your new home. For example, pajamas and a few other changes of clothing. This will help you so you don’t have to search through boxes.
A Few Days Prior To Moving
- Confirm your moving details with movers.
- Change your address with the DMV. Click here to book your appt. https://itd.idaho.gov/itddmv/
- Have food ready for moving day!
- Rent a carpet cleaner from a local home improvement store for as little as $29.99.
- Complete a final walk-through on your current and future home to ensure it is in clean working order.
It’s Moving Day!
Download our Moving Checklist – A step-by-step guide to ease your move to your dream home!
I added links to the end of the sentences that say click here – please don’t put the links in the article only hyperlinks. I can also send you the moving checklist – just let me know when you’re ready.
8 Common Questions for Buying or Selling a Home During a Divorce
Are you getting divorced? Do you worry about what’s going to happen with your joint real estate property – particularly the family home? Should you sell it, buy out your spouse’s share, or have them buy out your share? What are your options? You need answers to these questions about real estate and divorce – and to reduce your uncertainty about your post-divorce future, you want those answers fast! With your cooperation, patience, and assistance from both family law and real estate lawyers, you can find workable solutions to your housing and other issues during divorce.
In this article, an experienced real estate lawyer answers eight of the most common questions about real estate and divorce from couples going through this tough stage in their lives.
Considering whether or not to sell your family home can be an overwhelming decision. When determining whether or not you should sell your home after a divorce you should keep in mind the following questions:
Does it make sense to hold it jointly with your Ex?
Can you keep paying mortgage and maintenance?
How long would you live in the house if you keep it?
What or how much would you give up to keep it?
Are you willing to sign up for any tax consequences if you’d keep it?
If you decide that it is best to divide the proceeds from the sale of the home, then let’s discuss what your home is worth and how much you might receive.
One way to keep a family home is to have by having a spouse buy out another. Typically the custodial parent will buy out the non-custodial parent’s interest in order for kids to keep living in the house. When having a spouse buy out another you have the advantage of not needing to sell the home or go through the transaction process.
For a complete guidance based on your particular situation, we recommend you consulting a family lawyer.
We would recommend that you host a traditional sale and not promote you’re selling due to a divorce. When you do so potential buyers might assume you’re selling out of desperation. This might cause buyers to place a lower offer.
You have the opportunity to complete a deferred sale if you and your ex-spouse agree to do so. We recommend you consulting a divorce attorney to create a written agreement to protect both parties. If one of the parties would like to purchase a second home the lendee will be required to show proof they can afford two mortgages prior to approval.
If you want to see what your best options are moving forward contact our company or your preferred lender.
Although it can be fairly easy to get a name off the deed, it can be difficult to get a name off the mortgage. Unless you can show proof that you can afford two mortgages, removing your name from the mortgage is necessary. If the spouse who’s keeping the house isn’t able to make the mortgage payments, your credit score will also be negatively affected.
If you decide to keep the home, you should refinance into a new mortgage loan.
Now if the both of you would agree, the moving spouse can agree to keep his/her name on the mortgage in order to apply for a new loan.
It may not be a recommended idea to renovate the family home or to buy new home while the divorce process is ongoing. Below is a couple of reasons as to why:
When you buy a new house your divorcee can claim interest in your new home if you didn’t purchase it as a separate property.
Before performing any major repairs or renovations, it is important to make sure you have a written agreement that clearly states how and when the spouse footing the bill will be reimbursed.
For a complete guidance based on your particular situation, we recommend you consulting a family lawyer
A Family Law Attorney Real Property Lien (FLARPL) means the client gives his/her attorney a lien against his/her share of the joint real estate property. This helps to cover the costs of an attorney’s fees if he/she is low on cash.
This can also be a challenging process for the both parties. For instance, a FLARPL will remain in effect even after the real estate property is transferred to the spouse who did not sign it. He/she has to pay off the lawyer or let the cloud remain on the title.
This is up to your preference, but it can be an inclusive way to help them feel a part of the process. Divorce can be tough on all parties involved – especially for children. Including them in your plan to sell the house, as well as letting them know what the next steps will be, can make them feel a little bit more comfortable about the future. Communication is important part of the transaction and each of our agents would be happy to help you and your family feel more comfortable and heard when buying or selling during your next chapter.